Aug 21, 2022 · Step 1: Click on the arrow next to profile and select “Billing Information” from the drop-down menu. Betterfin uses Envestnet Yodlee to get access to cash flow data to . She wrote in part:. Plaid presents a list of banks that support the integration and asks for authorization to access data. SAN ANTONIO, Feb. Kawartha Credit Union - Online Banking. Republic Bank & Trust Company Loan Originator ID # 402606. Feb 15, 2023 · Follow these steps to link your bank account with Plaid and have it work with Cash App: Step 1: Use Cash App and select the “Banking” tab. Put savings on automatic. You can also connect with nearly a thousand financial institutions, including American Express, Bank of America, Capital One, Citibank, Discover Bank, and First Republic Bank. Apps, like Venmo, Robinhood, Drop, and Wave use Plaid to securely link their users' accounts to their own platforms. The findings from the lawsuit included the following: Obtaining login credentials for linked accounts (username and password) Impacted users from January 1, 2013, to November 19, 2021, were able to file a claim. It’s a system used by most personal finance apps, like Venmo, Robinhood and Acorns. This reduces the chances of fraud by false information involving name, phone number, address, and email. 0 (1) Cyberbank is the next-gen digital banking platform from Technisys designed to help mid-tier banks, neobanks and challenger banks deliver delightful digital banking experiences for customers. We may occasionally lose connection to your bank account for a number of reasons, some of which include: Your online banking . apple app store badge google play badge . banks, Bank of America BAC +1. If you purchased any chicken or chicken products from. Alterna Bank - Online Banking. 24 jun 2023. Sellers remain concerned about providing Plaid with the password to their bank account. Khalsa Credit Union - Khalsa Credit Union. EDT 9 Min Read. Before doing so. Plaid may never get. Yes, Plaid works with Cash App. However, recent enhancements to the bank’s online. Aldergrove Credit Union - Aldergrove Credit Union. Dec 12, 2022 · Plaid is an app which can help you securely link your bank or other financial accounts to apps you want to use — like Venmo, Acorns, Varo and YNAB. Bank of America; Chase; Wells Fargo; Citibank Online; Citibank Online; USAA . What banking apps use Plaid? Plaid is used by a broad number of banking apps. Connecting Financial Accounts Learn about how to connect with Plaid or why some connections may not work. Once your account is set up you can make a Venmo. Tangerine. Complete a security verification step. The company builds a data transfer network that powers fintech and digital finance products. We’ve added coverage for the largest financial institutions including. Ladysmith & District Credit Union - Ladysmith & District Credit Union. BMO Bank of Montreal. Like many of the largest U. Payments can be scheduled on the same day or up to six (6) . It delivers up to $250 that you’ve already earned to your account by the next business day without subjecting you to a credit check. Despite the popularity, this service appears to break two "fundamental" Internet security rules: Never give credentials to a third party. Enter and verify your phone number and email address. These apps can help you do things like manage your money and make progress toward your financial goals. API aggregators like Plaid provide a single API on top of several different bank APIs. Let's say you trade on Coinbase. Enabling innovation in financial services means doing so everywhere. Kootenay Savings Credit Union - Online Banking. Click on the gear icon in the top left corner. Plaid is a technology platform and data network that enables applications to connect with users' financial accounts. Pearson Edexcel International GCSE (9-1) Economics Online Teacher Resource Pack. The newer platforms all use Plaid so you have a better shot trying one of the traditional platforms like Fidelity. Plaid is a data network that powers the apps and services millions of people rely on to live a healthier financial life. Plaid never shares your credentials, so applications can only request data from Plaid -- they do not communicate directly with your financial institution. Camino uses PLAID Bank Accounts Verification To Ensure Your Data Stays Safe Along with helping your business prosper by gaining access to needed funds, we can guarantee that your personal and business information is never compromised. Why am I seeing an old phone number when attempting to connect my financial institution to an app using Plaid?. Plaid is a fintech company that acts as an intermediary link between your bank account and financial apps. So for linking accounts to Plaid, the service will typically ask for your online login ID and password for whichever bank you're linking. That allows Cash App to offer safe and legally compliant services and products to customers. Payment Initiation. ABA (American Banking Association) routing numbers are used for paper or check transfers and identify the financial institution. The secret to the company's growth is likely due to its niche within fintech lending. Plaid has its own multifactor authentication process in case your own bank doesn’t use one; Plaid uses best in class data encryption and has a 24/7 security operation; Plaid is certified in internationally recognized security standards; Plaid uses independent security testing and offers a bug bounty program to continuously improve systems and. As a cash advance user, you may have heard of Varo, an online bank app that uses Plaid to link its users’ accounts with various financial apps. Wacky Wednesday is inspired by the Dr. All in one app. If you use a password saver or auto-fill. This means you can focus on what you do best: empowering your users to lead better financial lives. Plaid helps bridge digital platforms with users’ bank accounts, creating a secure connection between a financial institution and the applications that use necessary information from it. As a bank, you want to let your customers move money from a checking account to a savings account in seconds. 1 in 3 US adults has connected a financial account to an app with Plaid—and that number is growing every day. Everything we do is aimed at giving our customers a better banking experience every time they interact with us. See all the benefits! Learn how we're making it easier than ever to bank from anywhere. May 12, 2022 at 1:00 p. N26 offers smart, flexible banking in an app. Some banks are open on Sunday, but the majority of banks are not. Learn more. Apr 23, 2023 · PLAID is a service provider company that we use to gather the bank data we need to review your file. Longtime seller Trish O'Connor (Epiclesis Consulting LLC) posted on the thread on the Etsy boards about this morning's email and agreed that, as a former banker, providing bank-account passwords online raised legitimate security concern. Insurance, 1-10 employees. It offers an API (Application Programming Interface) enabling applications to connect with bank accounts, financial institutions, and other related services. API aggregators like Plaid provide a single API on top of several different bank APIs. Feb 15, 2023 · Follow these steps to link your bank account with Plaid and have it work with Cash App: Step 1: Use Cash App and select the “Banking” tab. Fintech companies are using Plaid to connect bank accounts for deposits/withdrawals, but don't give them your credentials. 7 Source Control 4. Alright, so even if these are cash advance apps that don’t use Plaid, you still gotta be sure about where your data’s going. Venmo, American Express, Capital One, Ally Financial, Wells Fargo and many more use Plaid. Online banking is accessible using any internet-accessible device. ; Geographic restrictions: your bank must be located in Germany, France, Netherlands. The partnership is intended to make Green Dot a stronger competitor with banks, hundreds of which have signed similar agreements with Plaid. Kingston Community Credit Union - Online Banking. This is How You Use Plaid With Cash App (Step-By-Step) Link your Cash App account to Plaid with these simple steps: 1. Mobile banking makes conducting transactions convenient even while on the go. Dec 22, 2022 · Some of the most popular include: Varo Chime MoneyLion M1 Finance MSUFCU² FirstTech. Under the terms of the agreement, the San Francisco data aggregator has agreed to establish a $58 million settlement fund and make changes. According to Plaid, the platform is on a mission to help build the future of financial services. Plaid serves as the intermediary between Cash App and various banks, facilitating secure connections and transactions. Plaid's Asset product is a great fit for a loan originator looking to digitize the lending process and create a better borrower experience. Instead of giving Mint or Personal Capital all of your bank login information, Plaid sits in between. However, recent enhancements to the bank’s online. When linking your Cash App-related bank accounts to Plaid, you’ll need to look for Lincoln Savings Bank in the list of financial institutions. Learn more. Complete the connection to your chosen application. If Plaid is connected in your account, it does not need your password any longer. Varo Online bank accounts with no minimum balance. Select which account you want to use for your commission . Alterna Savings - Online Banking. · Plaid , a service used by financial apps to connect users’ bank accounts, has settled a class-action lawsuit accusing it of obtaining more user data than necessary. Customers often use computers for online banking. Enter your credentials to authenticate your financial accounts. 31 ene 2021. Plaid is a platform that shares your banking information with other apps you use. 31 ene 2021. Payment Initiation. JPMorgan, Capital One and other banks ultimately inked data-sharing agreements that ensure Plaid uses APIs to collect customer information. The deposit’s description on your online bank statement will include a 3-letter code. However, if your bank does not appear in the list sFOX can still support your checking or savings account. Ladysmith & District Credit Union - Ladysmith & District Credit Union. It also helps over 11,000 financial institutions connect. Aug 26, 2022 · Also, the rigmarole of sellers possibly having to get new accounts with banks that will work with Plaid is ridiculous too. Approximately 5,000 mobile and web-based applications ("apps") use Plaid to enable users to connect the app to the users' bank account (s). Free Trial. Betterfin uses Envestnet Yodlee to get access to cash flow data to . This can happen in the form of launching a new website, upgrading the online banking system, and more. Check that your online banking login credentials are correct and you've entered those for your bank, not Uphold. Account Login. In fact, Plaid works with 12,000 different financial institutions around the world, to help over 7,000 apps offer services safely to their customers. Feb 3, 2021 · Like many of the largest U. According to the settlement website, Plaid allegedly obtained "more financial data than was needed" and set up log-in pages that deceptively mimicked those of the user's own bank account, but fed. · Plaid, the fintech company that is in the process of being acquired by Visa for $5. SEE ALL PRICING. After all, when you use Plaid, you are providing them with your personal and account. Some Plaid-supported banks include Wells Fargo, American Express, Bank of America, and U. New comments cannot be posted and votes cannot be cast. Venmo, PayPal Holdings Inc. Plaid tartan is one of the most versatile and timeless prints that can be worn in a variety of ways. 31 mar 2022. The reason is that most banks have short sessions (like 10-15 minutes), and those are managed by a token. I appreciate the suggestions. Yes, in general using Plaid for banking is safe. · Plaid, a service used by financial apps to connect users’ bank accounts, has settled a class-action lawsuit accusing it of obtaining more user data than necessary. 7 out of 10. No, in the case of Venmo, even though you will be using The Bancorp Bank for direct deposit, there are no online banking credentials associated with the account. Whether you use online banking or the Mobile App to set 2FA to "always on," it will remain turned on for all future logins, both mobile and desktop. Enter your credentials to authenticate your financial accounts. Designed for now. Plaid is a fintech company that acts as an intermediary link between your bank account and financial apps. But after being accused of. Feb 3, 2021 · Like many of the largest U. Keep in mind that Plaid is not a bank and does not have its own bank accounts; instead, when you use the Cash App, it collaborates and connects with almost all banks. Within the past several weeks, you might have received an email informing you that a company called Plaid owes you money. You can also connect with nearly a thousand financial institutions, including American Express, Bank of America, Capital One, Citibank, Discover Bank, and First Republic Bank. Ally Bank's savings account offers a 1. Rocket Loans, TD Ameritrade, Tesla, Venmo , and Wells Fargo Enterprise FS, N. Free Trial. Alright, so even if these are cash advance apps that don’t use Plaid, you still gotta be sure about where your data’s going. TD Canada Trust. Link Your Accounts, find your external financial institution and complete the necessary verification steps to confirm your information. Apr 25, 2023 · Click the user menu in the top right corner of the window and select Bank Accounts. You can also only link your own bank account in your name, with an address that matches the one you're registered for Uphold with, and/or bank accounts in which you're a joint account holder. You can close the "select your bank" dialog box, using the X in the upper right corner. The check cashing app Lodefast is a free mobile check cashing app that doesn’t use Ingo Money. One way to verify your bank account is by providing the username and password that you use for online banking. Plaid provides an API for websites and apps to easily access this banking information. For additional assistance, please contact our Customer Care Team at (866) 530-2265. They'll gain vital financial . Problem is, that can be more harmful than soothing. Connecting Financial Accounts Learn about how to connect with Plaid or why some connections may not work. PT — Fairness Hearing. Apps only have access to the data that you've shared via Plaid, which corresponds to the Plaid products that they use and which have been approved and vetted by our security and compliance team. This article is more than 2 years old. 7 out of 10. 29 oct 2020. Thanks! Personal capital uses yodlee last time i checked. Best For. · Plaid's Auth product is used by tech firms to authenticate users' bank accounts. Plaid’s connection flow typically involves the following steps: Select or search for your financial institution. ; Features. 3 billion, is launching Plaid Exchange this week. Individuals can create their own bank statement by creating a spreadsheet on the computer, importing templates from online financial document centers or importing bank statement information from an online banking center. An IBAN bank number is used to validate bank account information when money is being transferred. There are two ways to verify a bank account on Plaid: Instant: This method uses a donor's online banking credentials to log into the donor's bank and verify the account. Keep in mind that Plaid is not a bank and does not have its own bank accounts; instead, when you use the Cash App, it collaborates and connects with almost all banks. Jul 17, 2018 · When you enter your bank credentials, you are actually doing so on a form provided by a third-party bank data aggregator called Plaid. Customers often use computers for online banking. If you bank through one of these, you will have to switch. In fact, Plaid works with 12,000 different financial institutions around the world, to help over 7,000 apps offer services safely to their customers. 1st Choice Savings and Credit Union - Personal Online Banking. Plaid lets you connect your financial accounts to apps and services to help them provide products and services to you. Venmo uses Plaid to verify your bank account information and, periodically, your bank account balance to check if you have enough funds to cover certain transactions. This article is more than 2 years old. Mar 6, 2023 · Plaid is free for individuals to use as they make their money from the apps that they partner with. One of the most classic and timeless looks for fall is a plaid tartan outfit. However, if your bank does not appear in the list sFOX can still support your checking or savings account. Plaid & Yodlee. Dec 9, 2022 · The online banks do their part by providing stellar security, but you have to do your part to make your online banking secure and protect yourself from identity theft. Quicken doesn't use Plaid. Under the terms of the agreement, the San Francisco data aggregator has agreed to establish a $58 million settlement fund and make changes. Since our direct deposit accounts aren't associated with an online login ID or password though, you'd be unable to link your Cash App direct deposit account in this way. · Like many of the largest U. Inside Plaid, the service that powers how apps connect to banks. "bank not in this list". And the bank does charge a monthly maintenance fee. Keep in mind that Plaid is not a bank and does not have its own bank accounts; instead, when you use the Cash App, it collaborates and connects with almost all banks. From the dashboard, select the gear icon. Chase, Capital One, and PNC are among the major banks incompatible with Plaid. Plaid may pull out things like balances or numbers for deposits or withdrawals. · FloatMe is a trustworthy payday loan app that support the uses of third party system called Plaid to connect with your bank account. Plaid has its own multifactor authentication process in case your own bank doesn’t use one; Plaid uses best in class data encryption and has a 24/7 security operation; Plaid is certified in internationally recognized security standards; Plaid uses independent security testing and offers a bug bounty program to continuously improve systems and. Instantly authenticate your customers’ bank accounts for use with Sila’s ACH API. Use the website login information as your user . Plaid lets you connect your financial accounts to apps and services to help them provide products and services to you. banks; within the Netherlands that we integrate with using Plaid. I recently used Plaid to pay the final balance on my 21 M3 LR. FNB provides a full range of commercial banking, consumer banking and wealth management services plus industry leading online and mobile banking solutions. How to Use Venmo without Plaid? (3 Best Ways) Instead of linking your bank account, you can use your debit card to make payments via Venmo [Works without Plaid] Use manual verification with micro-transfers to add your bank account to Venmo [Works without Plaid] It is possible to use Venmo without having a bank account or a bank debit card. >7,000 Apps and services that are powered by Plaid >12,000 Financial institutions that Plaid connects to. To answer your question though. Free Version. The findings from the lawsuit included the following: Obtaining login credentials for linked accounts (username and password) Impacted users from January 1, 2013, to November 19, 2021, were able to file a claim. It acts as a middleman connecting fintechs and banks. Dec 12, 2022 · Plaid is an app which can help you securely link your bank or other financial accounts to apps you want to use — like Venmo, Acorns, Varo and YNAB. Voted 'Best bank in the world' by Forbes. When you're living paycheck-to-paycheck, the last thing you want to do is see your bank acc. Get easy access to the banking you need, your way, and on your schedule. Click Add Bank Account. On top of that, for consumers, Plaid allows you to view and control exactly what data they’ve shared. That allows Cash App to offer safe and legally compliant services and products to customers. Edit: Grammar. I recently used Plaid to pay the final balance on my 21 M3 LR. 95% of Americans report some level of economic stress. porn fingering
If you use a password saver or auto-fill. . Online banks that use plaid
Longtime seller Trish O'Connor (Epiclesis Consulting LLC) posted on the thread on the Etsy boards about this morning's email and agreed that, as a former banker, providing bank-account passwords online raised legitimate security concern. Select “Add a Bank”: On the Banking page, select the option to “Add a Bank. 26 nov 2021. The app does charge a $9. Some financial institutions may prevent you from connecting your accounts to third-party apps through Plaid. The company is paying $58. They're secure, easy to use and . When you sign up for some products with Cash App, the services you’re provided will come via Lincoln Savings Bank, an FDIC insured institution⁴. use I have seen. Why we like it. Unlike most other cash advance apps, Brigit doesn’t ask users to provide a tip. the next screen will give you the option to sign up with accounts like PNC that don't allow plaid login using the routing and account number. Because it’s often a required service for using a particular app, it’s fair to wonder whether Plaid is safe. Online banking payment service allows players to deposit funds into their accounts or withdraw funds from their accounts securely through online banking. Plaid helps bridge digital platforms with users’ bank accounts, creating a secure connection between a financial institution and the applications that use necessary information from it. MoneyLion Easy way to borrow, save, invest, and earn. Ladysmith & District Credit Union - Ladysmith & District Credit Union. As a float me user, For just $1. Apr 23, 2023 · PLAID is a service provider company that we use to gather the bank data we need to review your file. Once approved, take an advance whenever you want and use the money for . 01 deposit that was made into the account that you provided details for . Plaid, the financial service these apps (and 5,500 others) use to link your bank account, has settled a class-action lawsuit accusing the company of collecting more financial data from users than. Next, tap the "Add an Account" button. There are two ways to verify a bank account on Plaid: Instant: This method uses a donor's online banking credentials to log into the donor's bank and verify the account. banks, Bank of America BAC +0. Access Manual Add Button: In the 'Select your bank" search bar, type the word manual or your bank institution. Plaid connects with more than 11,000 financial institutions across North America and Europe, according to the company website. Quontic Bank has three checking account options, each with its own benefit: Cash Rewards, High Interest and Bitcoin Rewards. Aug 25, 2022 · Sellers remain concerned about providing Plaid with the password to their bank account. Here are some tips on ho. Connect to the digital finance ecosystem. Select “Add Bank” at the bottom of the page, then select “Link a New Account” from the menu that appears. banks, Bank of America BAC +1. Title: Nehemiah Rebuilds the Wall Summary: This is the story of Nehemiah getting the wall of Jerusalem rebuilt. Those 3 work perfect. She wrote in part:. Mar 26, 2023 · Yes, Plaid is safe to use. Even in cases where you have set up a direct deposit account. Green Dot Bank will now use Plaid Exchange to let users of its Go2bank digital bank, which was launched in 2021, connect their bank account to the apps of the 6,000 fintechs that pay Plaid for bank account data. Everything we do is aimed at giving our customers a better banking experience every time they interact with us. Chase, Capital One, and PNC are among the major banks incompatible with Plaid. Plaid uses this information to establish a secure connection with financial accounts and retrieve your account data, such as transactions and balances, on behalf. consumer and commercial banking business of JPMorgan Chase. A company called Plaid powers some of the most common financial apps found on your phone. Dec 9, 2022 · The online banks do their part by providing stellar security, but you have to do your part to make your online banking secure and protect yourself from identity theft. BMO Bank of Montreal. She wrote in part:. How to Use Venmo without Plaid? (3 Best Ways) Instead of linking your bank account, you can use your debit card to make payments via Venmo [Works without Plaid] Use manual verification with micro-transfers to add your bank account to Venmo [Works without Plaid] It is possible to use Venmo without having a bank account or a bank debit card. With so many options available, it can be difficult to know which one is right for you. consumer and commercial banking business of JPMorgan Chase. banks; within the Netherlands that we integrate with using Plaid. Some banks are open on Sunday, but the majority of banks are not. 0 (1) Cyberbank is the next-gen digital banking platform from Technisys designed to help mid-tier banks, neobanks and challenger banks deliver delightful digital banking experiences for customers. The app offers up to $250 in cash advances to help you cover unexpected expenses between paychecks. Business Home. Plaid’s connection flow typically involves the following steps: Select or search for your financial institution. What is Plaid? Plaid is a technology platform that enables applications to connect with users bank accounts. Feb 3, 2021 · Like many of the largest U. Law360 (May 5, 2020, 2:34 PM EDT) -- Plaid Inc. Internet, Computers/Software/Internet, Internet Services, Finance and Banking. Online Banking Guides. Today, we’re taking a step towards this vision by announcing our first international market: Canada. Read the Before You Connect pop-up about selecting the accounts to start importing transactions, then click Let’s Go to continue. When you sign up for some products with Cash App, the services you’re provided will come via Lincoln Savings Bank, an FDIC insured institution⁴. Plaid agreed to settle the litigation for $58 million. As a float me user, For just $1. Be aware that some financial platforms (banks) are hostile to Plaid (to the extent of suing Plaid) and have sporadic availability. The best part of using Cash App on Plaid is that banking information is encrypted, so you can rest easy knowing it’s all secure at all times. FNB provides a full range of commercial banking, consumer banking and wealth management services plus industry leading online and mobile banking solutions. Log in with your online banking username and password. Brigit is a budgeting app that can get you up to $250 whenever you need it. MoneyLion Easy way to borrow, save, invest, and earn. The company is. Our goal is to work with these financial institutions to enable access to your financial data so you can use the tools you rely on to manage your money. Then, download the app from the app store, create an account, and follow the in-app instructions to link your bank account and request a cash advance. Dec 12, 2022 · Plaid is an app which can help you securely link your bank or other financial accounts to apps you want to use — like Venmo, Acorns, Varo and YNAB. So for linking accounts to Plaid, the service will typically ask for your online login ID and password for whichever bank you're linking. · Safety is paramount in today’s digital world, and Plaid vows to protect your details when linking or adding your bank accounts to certain apps like Venmo and NerdWallet. Find out below what banks, financial institutions, account providers, and credit unions are supported through Plaid. Best for. Venmo uses Plaid to verify your bank account information and, periodically, your bank account balance to check if you have enough funds to cover certain transactions. Voted 'Best bank in the world' by Forbes. When you allow Plaid to access your bank account, you must provide your online banking credentials (username and password) or use multi-factor authentication through your bank's app. What banking apps use Plaid? A company called Plaid powers some of the most common financial apps found on your phone. Unfortunately, Plaid isn’t trouble-free as they settled a $58 million class action lawsuit in 2022. 3 billion, is launching Plaid Exchange this week. Your connection failed The login and password associated with your account may have changed. Comparing Plaid ratings with its top alternatives Plaid by Plaid Jira by Atlassian Vercel by Vercel New Relic by New Relic TOP FEATURES 4. Not all banks allow it, but many do. Do you ever find yourself with a jar full of coins that you don’t know what to do with? It can be a hassle to take the time to count them all out and then take them to the bank. " Own-Number-5112 • • 5 mo. Managing Agent. Why am I seeing a phone number I do not recognize when attempting to connect my financial institution to an app using Plaid?. Plaid’s connection flow typically involves the following steps: Select or search for your financial institution. Plaid has its own multifactor authentication process in case your own bank doesn’t use one; Plaid uses best in class data encryption and has a 24/7 security operation; Plaid is certified in internationally recognized security standards; Plaid uses independent security testing and offers a bug bounty program to continuously improve systems and. Google Pay works with Plaid, a third-party service, to obtain transaction and balance information. One way to celebrate it is to go wild with clothing. Its certificates of deposit have. Venmo uses Plaid to verify your bank account information and, periodically, your bank account balance to check if you have enough funds to cover certain transactions. Verify your account login and password. · Plaid does not have a stand-alone app, nor is it necessary to create an account with Plaid to use the service; it’s integrated into eligible apps. The news: Green Dot announced that it’s partnering with Plaid to offer open banking data sharing to customers of its in-house neobank, GO2bank. Plaid is a financial integration platform that serves as a conduit between applications and financial data. In fact, Plaid works with 12,000 different financial institutions around the world, to help over 7,000 apps offer services safely to their customers. banks, Bank of America BAC +1. For increased security, Wave employs industry-leading online banking services . FNB provides a full range of commercial banking, consumer banking and wealth management services plus industry leading online and mobile banking solutions. Select the account you wish . , there are an estimated 33. That allows Cash App to offer safe and legally compliant services and products to customers. Plaid may pull out things like balances or numbers for deposits or withdrawals. . real happy ending massage, literotica hypnosis, brawlhalla mods, mammoth nation prices, how to get fruit notifier for free in blox fruits, laurel coppock nude, craigslist in wilkesbarre, state farm claims adjuster salary, porn gay brothers, lunch trucks for sale, hypnopimp, sexmex lo nuevo co8rr